Choosing a Structured Settlement Company for a Lump Sum payment

J.G. Wentworth’s commitment to television advertising about buying structured settlement payments, has led many consumers ask, “What is a structured settlement?” and “What are structured settlement companies?”

A structured settlement is a financial settlement in a personal injury or wrongful death lawsuit, where payments are made to the plaintiff over time rather than as a lump sum.

So called structured settlement factoring companies offer individuals with structured settlements flexibility with their payments by buying some or all of the periodic payments in exchange for a lump sum of cash.

J.G. Wentworth started in 1994 and was among a group of leading structured settlement companies to promote legislation for the orderly regulation of the sale of structured settlement payments.

J.G. Wentworth distinguishes itself from other structured settlement companies with a focus on customer service, flexible purchase terms and our lowest discount rates in recent history. With respect to customer service J.G. Wentworth is one of the few structured settlement factoring companies to earn an A rating from the Better Business Bureau. In addition, J.G. Wentworth provides its customers with flexible terms that let them sell some or all of their payments. Finally, unlike brokers and many other structured settlement factoring companies, J.G. Wentworth has been successful at attracting institutional capital. As a result, J.G. Wentworth can pass some of that benefit along in its discount rates to its customers.
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